KASB releases report on school district health insurance plans

KASB has recently conducted an anonymous survey of school districts on their health insurance plans. 

KASB received 137 responses, which represents 47.9 percent of Kansas’ 286 school districts. Here is a link to the full report. 

Asked if they were part of a pool or self-insured, 44 percent of those who answered said they part of a pool. 

The report also found: 

— The most common deductible for individual insurance plans was between $501 and $1,000, while the most common deductible for family insurance plans was between $2,001 and $3,000. 

— The most common out-of-pocket maximum for individuals was between $5,001 and $7,500 while the most common out-of-pocket maximum for families was more than $10,000. 

— Forty-six percent said they offered a co-pay prescription drug plan. The most common range of copay amounts was between $15 and $45. 

The survey shows a wide variation in school district health insurance policies across the state. That has been one of the challenges to the concept of creating a single state health insurance plan for districts as recommended by a state efficiency study two years ago. A single plan would have very different effects on school districts. 

Share this post